Personal Loans in Sri Lanka

Compare Online Offers

Looking for a personal loan in Sri Lanka? We help you compare licensed online providers — check loan amounts, terms, approval time, and apply with confidence.

Find My Loan
FinSriLanka is a comparison website and is not a lender.

Top Offers

Choose from providers in Sri Lanka. Terms and availability vary by lender.

Fino.lk
  • Intro offer: up to Rs. 20,000 at 0%
  • Loan range: Rs. 3,000 – Rs. 150,000
  • Term: 65 – 180 days
  • Typical decision: ~10 minutes
0% intro Fast decision Licensed
Apply Now
Rates & terms vary. See lender T&Cs.
Oncredit
  • Intro 0% up to Rs. 50,000
  • Loan range: Rs. 2,000 – Rs. 100,000
  • Term: 65 – 180 days
  • Typical approval within ~15 minutes
0% intro Quick approval
Apply Now
Rates & terms vary. See lender T&Cs.
Monigo
  • Loan range: Rs. 3,000 – Rs. 150,000
  • Starting amount: Rs. 20,000
  • Term: 65 – 120 days
  • Most decisions within ~60 minutes
Same-day options Easy KYC
Apply Now
Rates & terms vary. See lender T&Cs.
CashX
Popular
  • Intro 0% up to Rs. 200,000
  • Loan range: Rs. 5,000 – Rs. 200,000
  • Term: 65 – 120 days
  • Typical decision: ~15 minutes
0% intro Up to Rs. 200k
Apply Now
Rates & terms vary. See lender T&Cs.
LoanPlus
  • Intro 0% up to Rs. 200,000
  • Loan range: Rs. 5,000 – Rs. 200,000
  • Term: 65 – 120 days
  • Typical decision: ~10 minutes (may vary)
Quick KYC Trusted brand
Apply Now
Rates & terms vary. See lender T&Cs.
Loanme
  • Intro Rs. 18000
  • Loan range: Rs. 8,000 – Rs. 80,000
  • Term: 90 – 180 days
  • Typical decision: ~15 minutes (may vary)
Quick KYC Trusted brand
Apply Now
Rates & terms vary. See lender T&Cs.
Credify
  • Intro 0% up to Rs. 200,000
  • Loan range: Rs. 5,000 – Rs. 200,000
  • Term: 90 – 360 days
  • Typical decision: ~15 minutes (may vary)
Quick KYC Trusted brand
Apply Now
Rates & terms vary. See lender T&Cs.
SOScredit
  • Intro 0% up to Rs. 200,000
  • Loan range: Rs. 5,000 – Rs. 200,000
  • Term: 90 – 360 days
  • Typical decision: ~15 minutes (may vary)
Quick KYC Trusted brand
Apply Now
Rates & terms vary. See lender T&Cs.
SOSO
  • Intro 0% up to Rs. 200,000
  • Loan range: Rs. 5,000 – Rs. 200,000
  • Term: 90 – 360 days
  • Typical decision: ~15 minutes (may vary)
Quick KYC Trusted brand
Apply Now
Rates & terms vary. See lender T&Cs.

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Frequently Asked Questions

Answers to common questions about online loans in Sri Lanka.

Do I get 0% interest on my first loan?

Some providers offer introductory 0% interest to first-time borrowers. See Instant Loans for speed tips and what “instant” really means.

What documents do I need?

Typically, your NIC and a Sri Lankan bank account. For a checklist, read our step-by-step guide.

Is FinSriLanka safe?

We don’t collect loan applications. We connect you with providers. Always review the lender’s security, privacy policy, and terms before applying.

What happens after I click “Apply”?

You’ll be redirected to the lender’s website to complete your application. For picking the right provider, see Best Online Loans.

Guides

Short, practical how-tos about online loans in Sri Lanka.

Hand-picked articles that explain options, requirements, timing and safety — without fluff.

Loan Information

We provide independent information about loan offers. We are not a lender and do not make credit decisions. All terms and final decisions are made directly by the lender.

Key Terms

Important Information

Before applying for a loan, carefully review the terms provided by the specific lender. Check the repayment schedule, interest rate, and any applicable fees. Do not take a loan if you are unsure about your ability to repay it on time.

Disclaimer: This website is for informational purposes only. We receive a commission for clicks on affiliate links. Loan terms and application approvals are determined by the lenders and may change without notice.