We don’t provide loans. We help you compare offers and apply on the lender website.
Types of online loans
- Short-term cash loans: smaller amounts, short terms (e.g., 65–180 days) — compare in Best Online Loans.
- Installment loans: larger amounts with monthly repayments (see How to get a loan for prep).
- Secured loans: backed by collateral; can offer lower rates.
Eligibility & documents
- Age commonly 18–60; Sri Lankan NIC and active bank account.
- Phone number registered to your name; proof of income may be requested.
- Clean recent repayment history improves approval chances.
Application process
- Fill in the online form truthfully.
- Complete identity and bank verification.
- Receive decision; review agreement and fee schedule.
- Disbursement to your bank account after confirmation.
Safety & data
Install apps only from official stores, review permissions, never share OTP or passwords. Use strong passcodes and keep your device updated.
Alternatives
- Borrowing from family/employer advances.
- Banks with lower APRs for salary accounts.
- Saving for emergencies to reduce reliance on short-term loans.