We don’t provide loans. We help you compare offers and apply on the lender website.
Types of online loans
- Short-term cash loans: smaller amounts, short terms (e.g., 65–180 days) — compare in Best Online Loans.
- Installment loans: larger amounts with monthly repayments (see How to get a loan for prep).
- Secured loans: backed by collateral; can offer lower rates.
Eligibility & documents
- Age commonly 18–60; Sri Lankan NIC and active bank account.
- Phone number registered to your name; proof of income may be requested.
- Clean recent repayment history improves approval chances.
Application process
- Fill in the online form truthfully.
- Complete identity and bank verification.
- Receive decision; review agreement and fee schedule.
- Disbursement to your bank account after confirmation.
Safety & data
Install apps only from official stores, review permissions, never share OTP or passwords. Use strong passcodes and keep your device updated. Before committing, learn how borrowers compare online loans to make sure you are choosing a safe and transparent provider.
Alternatives
- Borrowing from family/employer advances.
- Banks with lower APRs for salary accounts.
- Saving for emergencies to reduce reliance on short-term loans.