Personal Loans in Sri Lanka

Compare Online Offers

Looking for a personal loan in Sri Lanka? We help you compare licensed online providers — check loan amounts, terms, approval time, and apply with confidence.

Find My Loan
FinSriLanka is a comparison website and is not a lender.

Top Offers

Choose from providers in Sri Lanka. Terms and availability vary by lender.

Fino.lk
  • Intro offer: up to Rs. 20,000 at 0%
  • Loan range: Rs. 3,000 – Rs. 150,000
  • Term: 65 – 180 days
  • Typical decision: ~10 minutes
0% intro Fast decision Licensed
Apply Now
Rates & terms vary. See lender T&Cs.
Oncredit
  • Intro 0% up to Rs. 50,000
  • Loan range: Rs. 2,000 – Rs. 100,000
  • Term: 65 – 180 days
  • Typical approval within ~15 minutes
0% intro Quick approval
Apply Now
Rates & terms vary. See lender T&Cs.
Monigo
  • Loan range: Rs. 3,000 – Rs. 150,000
  • Starting amount: Rs. 20,000
  • Term: 65 – 120 days
  • Most decisions within ~60 minutes
Same-day options Easy KYC
Apply Now
Rates & terms vary. See lender T&Cs.
CashX
Popular
  • Intro 0% up to Rs. 200,000
  • Loan range: Rs. 5,000 – Rs. 200,000
  • Term: 65 – 120 days
  • Typical decision: ~15 minutes
0% intro Up to Rs. 200k
Apply Now
Rates & terms vary. See lender T&Cs.
LoanPlus
  • Intro 0% up to Rs. 200,000
  • Loan range: Rs. 5,000 – Rs. 200,000
  • Term: 65 – 120 days
  • Typical decision: ~10 minutes (may vary)
Quick KYC Trusted brand
Apply Now
Rates & terms vary. See lender T&Cs.
Loanme
  • Intro Rs. 18000
  • Loan range: Rs. 8,000 – Rs. 80,000
  • Term: 90 – 180 days
  • Typical decision: ~15 minutes (may vary)
Quick KYC Trusted brand
Apply Now
Rates & terms vary. See lender T&Cs.
Credify
  • Intro 0% up to Rs. 200,000
  • Loan range: Rs. 5,000 – Rs. 200,000
  • Term: 90 – 360 days
  • Typical decision: ~15 minutes (may vary)
Quick KYC Trusted brand
Apply Now
Rates & terms vary. See lender T&Cs.
SOScredit
  • Intro 0% up to Rs. 200,000
  • Loan range: Rs. 5,000 – Rs. 200,000
  • Term: 90 – 360 days
  • Typical decision: ~15 minutes (may vary)
Quick KYC Trusted brand
Apply Now
Rates & terms vary. See lender T&Cs.
SOSO
  • Intro 0% up to Rs. 200,000
  • Loan range: Rs. 5,000 – Rs. 200,000
  • Term: 90 – 360 days
  • Typical decision: ~15 minutes (may vary)
Quick KYC Trusted brand
Apply Now
Rates & terms vary. See lender T&Cs.

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Loan Repayment & Offer Match

Estimate repayment and find matching licensed providers in Sri Lanka.

Frequently Asked Questions

Answers to common questions about online loans in Sri Lanka.

Do I get 0% interest on my first loan?

Some providers offer introductory 0% interest to first-time borrowers. See Instant Loans for speed tips and what “instant” really means.

What documents do I need?

Typically, your NIC and a Sri Lankan bank account. For a checklist, read our step-by-step guide.

Is FinSriLanka safe?

We don’t collect loan applications. We connect you with providers. Always review the lender’s security, privacy policy, and terms before applying.

What happens after I click “Apply”?

You’ll be redirected to the lender’s website to complete your application. For picking the right provider, see Best Online Loans.

Loan Information

We provide independent information about loan offers. We are not a lender and do not make credit decisions. All terms and final decisions are made directly by the lender.

Key Terms

Important Information

Before applying for a loan, carefully review the terms provided by the specific lender. Check the repayment schedule, interest rate, and any applicable fees. Do not take a loan if you are unsure about your ability to repay it on time.

Disclaimer: This website is for informational purposes only. We receive a commission for clicks on affiliate links. Loan terms and application approvals are determined by the lenders and may change without notice.